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Most Texas taxpayers have probably never heard of the Economic Stabilization Fund (ESF) or as it's sometimes referred to, "the Rainy Day Fund." Our assumption is that lawmakers are content to keep the ESF hidden because if most taxpayers knew the reality of how it is...
One of many government programs that many Texans have no clue exists is the Texas Enterprise Fund. Millions of tax dollars are distributed from this program, yet it never receives much attention from the public. The program is administered via the Office of the...
In response to our article defining the correlation between inflation and interest rates, TFR has been asked by many subscribers to explain the system that makes this possible. What is fractional reserve banking? Fractional reserve banking is a system of banking that...
With the recent talk about inflation hitting 40-year highs at 7% this past week, there has been a lot of discussions specifically centered on what the Federal Reserve's strategy is going to be in response. Most of you have probably heard what the Fed is proposing, but...
